The student loans consolidation can offer help for these problems. The expensive student loans prevent a graduate to invest into other necessary targets, so it is wise to find a solution to the loans. The student loans consolidation is not a simple thing, but must be modified to the needs of the borrower. The student loans consolidation simply means, that a graduate will take one new loan and pays with it away the many old loans. The loans will be consolidated in this way. But this action makes it possible to handle a couple of other important questions at the same time.