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financial aid applications have deadlines and they should invariably be met. Different universities have different cut off dates it's up to you to keep on top of the dates. If you miss the date, the colleges choices are limited and they can not be able to help you.
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Decide on the sort of repayment period that is superb for you. You want to think about that shorter terms may offer lesser interest rates but higher monthly payments, while longer terms could mean lesser regular payments but increased rates.
Some banks offer to sell loans to secondary markets, which will help you enjoy further benefits like reduced IRs. It's really important for you to discover if the bank does provide an option to sell college loans.
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