Student Loan Consolidation - Can it be Refinanced?

There is a common belief that student loan consolidation is the same as refinance student loan. Let me just correct you on this one: this is not true. When you opt for student loan refinancing, the loan agency often requires you to make payment which will be considered either as an early settlement fee or a processing fee. However, if you go for student loan consolidation, you don't have to make these payments.

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