This book is for all of you seem confused? Is and if you can feel trapped under a mountain of debt, with no help in sight. Shouting "Consumer Credit Card Debt Consolidation Help" at the top of your lungs and do not know what you mean, because it simply is not good. There is an answer and help the debt is just around the corner. Here are the options.

If you have a good credit or own a home you can borrow andConsolidate your debts. This is absolutely the best solution because you get the best price and be able to get the debt under control fairly quickly.

The second option is to use a service the debt. This could be a non-service non-profit or service that is making a profit off. Both are now negotiating with your creditors and try to get the prices lowered taxes, payments and balances, so you can more quickly from debt. In general, non-profit service requires that youwill be informed of your credit can be a value added much.

Another possibility is that a credit card with a limit very high and low. This can work if done well, but you must be careful not to give you an introductory rate. You must have the target price is fixed and never change. I'm looking for a rate of around 7% or less.

The last option is to contact your pastor or priest. Many times has someone in their community who has volunteered tohelp other community members who have made the debt. I'm usually an accountant or financial adviser and can help. They work with you to get you out of debt and help you stay out of debt.

However, beyond ways out of debt, which should become a priority. Filing bankruptcy does not stick and wait for life are better than credit.