Is College Aid Still Available Fall 2011? State Deadlines Still Open

The key to the successful hunt for college financial aid and scholarships is to pay attention to deadlines. In these tight economic times, more and more students are seeking scholarships and grant aid. Foundations, agencies and corporations awarding scholarships or grant aid have processes and procedures to follow and typically have few opportunities to extend application deadlines. Bottom line: pay attention to deadlines and follow them.

These states still have available deadlines to apply for state financial aid for college. Remember to read the residency requirements and application instructions.

Alaska
AK Performance Scholarship – June 30, 2011 by midnight, Central Daylight Time.

District of Columbia
June 30, 2011 by midnight, Central Daylight Time. For priority consideration, submit application by date specified. Additional form may be required. Contact your financial aid administrator or your state agency.

Iowa
July 1, 2011 by midnight, Central Daylight Time; earlier priority deadlines may exist for certain programs.

Louisiana
June 30, 2012 (July 1, 2011 recommended)

New York
June 30, 2012 by midnight, Central Daylight Time. Applicants encouraged to keep a record of their submission by printing out their online FAFSA confirmation page or obtaining proof of mailing the FAFSA. Additional form may be required. Contact your financial aid administrator or your state agency.

South Carolina
Tuition Grants – June 30, 2011 by midnight, Central Daylight Time. SC Commission on Higher Education – As soon as possible after January 1, 2011. Awards made until funds are depleted.

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Need Additional Financial Aid for College? Don't Forget Your State!

Know the Financial Aid Application Deadlines for Your State
Yes, states give financial aid too! It is important, however, that you pay attention to the deadlines for submitting financial aid forms. Missing a deadline seriously impacts your ability to obtain federal and state financial aid as well as institutional aid and scholarships.
We have compiled a list of state deadlines for May 2011 as well as provided some tips to help you and your family understand how financial aid deadlines work.

Tips:

The FAFSA is the federal application for financial aid, but it is also used to apply for aid from other sources, such as the state.
The deadlines for the state or colleges may be different from the federal deadlines and you may be required to complete additional forms.
Check with your high school guidance counselor or a college financial aid administrator about state and college sources of student aid.
Refer to the state in which you live, not the state of the school that you may attend.
Pay close attention to the college's definition of an application deadline - whether it is the receipt date and time or the process date and time of the application.

State financial aid deadlines:
Pennsylvania - May 1
Maine - May 1
Massachusetts - May 1
New Hampshire - May 1
Florida - May 15

If you state is not listed, it is because the state deadline is later than the month of May or may have already passed. Visit collegepreparationevents.blogspot again for additional deadlines and tips.

For more information on completing the FAFSA form: http://www.fafsa.ed.gov

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5 Tips Becasue Happy New Year Means its Financial Aid Season!

Happy New Year!

When January 1st roles around, it means its financial aid season again!

January 1st of every year is the time that the FAFSA (Free Application For Federal Student Aid) form on the web is made available to apply for federal financial aid for school year 2011-2012.

The FAFSA form has a new look and is much easier to complete. It has a more contemporary look and feel, shedding its very government form look.

Okay - yes it's time to apply, but don't get too excited and rush into this process. You should approach applying for financial aid in an organized fashion.

5 quick tips you should know and consider when applying for financial aid:

Truly consider colleges based on how they will be valuable to you as a student and for your career in the future. Avoid selecting colleges solely based on the price. Few students ever pay the full cost of attendance and the financial aid system is still one from which many students really can benefit. With that said, the community colleges are a fantastic two year option to get a quality educational start then transfer to a 4 year college for the last two years. Through the introduction of increased options in dual admission and dual enrollment, transferring now presents many more opportunities for students to not lose credits in transfer.

Consider what your budget might be in addition to books and school supplies. Think about the number of times you will need to travel from school to home and back again. Consider personal expenses including eye glasses/ contacts, other personal hygiene items, entertainment, telephone/ cell phone, food, etc. Now determine from where you will get income. Is there savings that you can tap into or will you have income from a job?

Every college and university has their own deadline for financial aid. Check with each college to learn the deadline by which your FAFSA and other financial aid documents should be submitted. While not all colleges go by these dates, the common dates are January 15, February 1, February 15, March 1, March 15 and April 15.

Colleges and Universities have different forms and procedures that they require to apply for financial aid. Again, check with each college to learn which forms you should complete and what procedures to follow. Common forms include:

FAFSA- Free Application for Federal Student Aid used to apply for federal aid -from the US Dept of Education.
CSS Profile - used by some colleges that need additional information not found on the FAFSA - from College Board
MPN - Master Promissory Note - loan application only completed once ever to apply for federal direct loans.
Verification Forms - used by the colleges to verify information submitted by the students applying for federal aid
Institutional Form - Some colleges and universities have their own form that must be completed in addition to the FAFSA and /or the Profile forms.

Get serious about Scholarships. Spend at least an hour a day searching for Scholarships. The goal should be to use scholarships to off set the need for increased loans. Here are the scholarship sites that I have reviewed for ease of use and valuable and updated scholarship information:

Educationplanner.org, Scholarships.com, Scholarshipexperts.com and finaid.org

Good Luck! Happy Financial Aid Season!

Military Service Brings Many College Opportunities: Memorial Day Edition

This a Special Edition for Memorial Day.

There are many college admission and scholarship opportunities that are connected to veterans and military service. Scholarships exist for veterans, those who are on active duty as well as children of veterans. Some scholarships are sponsored by veterans organizations, but do not require that the student or parent have a connection to the military. Here is the best of the web for higher education opportunities.
First here is information to help with the FAFSA for veterans:
According to Finaid.org
Veterans Education Benefits are usually treated as resources, not income, for federal student aid purposes. there are however, a few exceptions.
Combat Pay and Other Untaxed income can be a source of confusion about the FAFSA
Veterans Status for Student Aid Purposes is not necessarily the same as veteran status for VA purposes.

VFW Scholarships
Scholarship Deadlines:
Voice of Democracy - November 1
Patriots' Pen Youth Essay-November 1
Scouting Scholarships - March 1
Every year, hundreds of thousands of students participate in the Voice of Democracy Scholarship Competition and the Patriots' Pen Essay Contest, garnering more than $3.4 million in scholarships and incentives.

In addition, the VFW honors an outstanding scout through the VFW Scout of the Year Scholarship Program. For more information go to VFW.

Another Resource:
Military.com

Time is Money - Don't Miss Financial Deadlines

Time is money- and running out of time means No money for college!

Missing a deadline for financial aid - what does it really mean?
I was recently asked by a family, "what does it really mean if we are late submitting our financial aid applications", so I thought I would share my response to this issue.

FAQs: Will my late application be reviewed, considered, processed? I'm only a few days late, does it really matter that much? Can I be considered for something else?

The short answer to the issue is that missing a financial aid deadline basically means that you will have a very slim chance to get the funding from that source (e.g. college financial aid deadline, scholarship deadline, state grant application deadline,etc)

Advice- Yes, you may loose an opportunity to take advance of one resource but don't give up completely. Keep up the search for other scholarships, grants and loans that still have open or available application dates.

There was a time when you may have been able to squeeze an application in if it was only a couple days late. However, now with the economy in the state that it is in and people and foundations losing money, and more families in need then ever before, a late application is less likely to be considered.

Advice -Pay attention and get or stay organized. Every source of money for college has its own deadline and this creates much confusion. Starting early and staying on top of your planning helps enormously. If you are already late and have missed a deadline or two, know that the aid could be lower or you may have missed that opportunity altogether. Contact the source of the aid (college financial aid office, scholarship contact, etc) and learn more about your next steps and other options. Keep searching for additional sources. Don't give up! Stay connected and watch for the information posted here.

More State Financial Aid Deadlines

May 1:
Maine
Massachusetts
New Hampshire
New York
Pennsylvania

May 15:
Florida

Scholarship Awarded to 300 Students. Application Now Available

The Newark (NJ) Housing Authority Scholarship Foundation (NHASF) has awarded almost $500,000 in scholarships to 300 college-bound young people who reside in Newark's public housing communities. The application period for the 2010-2011 school year is now open and applications must be postmarked by March 26, 2010.

Must be a public housing resident of NHA or participate in the Housing Choice Voucher Program (Section 8) administered by the NHA as of September 2009

Matriculate into a four-year college/university full-time for the 2010-2011academic year.
Be interviewed by a selection committee
Have cumulative GPA of 3.0 or greater

For more information on the NHASF Scholarship, go to www.newarkha.org or call
(973) 273-6516.

Among the other eligibility requirements, applicants are required to complete the FAFSA -Free Application For Federal Student Aid. For more information on the FAFSA form, go to www.fafsa.ed.gov

3 Ways to Relieve Stress During the Financial Aid Process

College Financing Tips
1. Apply Early - "The early bird get the financial aid" The financial aid process is not the time to procrastinate. Financial Aid is distributed on a first -come, first-served basis in most cases. If you wait too long, chances are the "free money"; grants and scholarships will be gone.

2. Save Your Money - Understand that you do not need to pay for an online service to help you complete your financial aid forms or research scholarships. There are a number of free services and professionals who can help you to complete forms appropriately to obtain all the aid for which you are eligible.

3. Don't Assume -Don't assume that you will or will not be eligible for money based on any one characteristic like income or grades. Leave financial aid decisions to the people who are financial aid professionals. Apply for financial aid regardless of your income and plan ahead so that you know what ot expect from the process. Ask financial aid professionals to help you understand your eligibility.

Increase College Financial Aid by Getting Expert Help

Attend a College Goal Sunday Event!

College Goal Sunday is a statewide volunteer program that provides free information and assistance to students and families who are applying for financial aid for post secondary education. College Goal Sunday brings together financial aid professionals from colleges and universities along with other volunteers to help college-bound students and their families complete the FAFSA (Free Application for Federal Student Aid). This form is required for any student seeking federal and state financial aid, including grants and loans at all colleges in the country.

In Wisconsin, College Goal Sunday will take place on February 20-21 at locations throughout the state. Workshops taking place on February 21 will be held in the following locations:
Eau Claire, Fort du Lac, Green Bay, La Crosse, and Madison.

For details on the times and directions, go to http://www.wicollegegoalsunday.org

Know Your State Student Financial Aid Deadline

Information Specific to Students and Parents
Know the Financial Aid Application Deadlines for Your State
It is important that you pay attention to the deadlines for submitting financial aid forms. Missing a deadline seriously impacts your ability to obtain federal and state financial aid as well as institutional aid and scholarships.
We have compiled a list of state deadlines for February and March 2010 as well as provided some tips to help you and your family understand how financial aid deadlines work.

Tips:

The FAFSA is the federal application for financial aid, but it is also used to apply for aid from other sources, such as the state or school.
The deadlines for the state or schools may be different from the federal deadlines and you may be required to complete additional forms.
Check with your high school guidance counselor or a financial aid administrator at your school about state and school sources of student aid.
Refer to the state in which you live, not the state of the school that you may attend.
Pay close attention to the school's definition of an application deadline - whether it is the receipt date and time or the process date and time of the application.

State financial aid deadlines:

California - March 2, 2010 for initial awards. For additional community college awards - September 2, 2010 date postmarked +*
Connecticut - February 15, 2010 #*
Idaho - March 1, 2010 Opportunity Grant @#*
Indiana - March 10, 2010 &
Kentucky - March 15, 2010 &#
Maryland - March 1, 2010 &
Michigan - March 1, 2010 &
North Dakota - March 15, 2010 &
Oregon - March 1, 2010 OSAC Scholarship - Oregon Opportunity Grant - check with your financial aid administrator
Rhode Island - March 1, 2010 &#
Tennessee - February 15, 2010 - For State Grant @# . For State Lottery - September 1, 2010 @#

Source: fafsa.ed.gov
(If your state is not listed it's only because it has a deadline later than March 2010. Visit College Preparation Events again to check on the financial aid application deadline for additional states.)
Key:
* -Additional form may be required. Contact your financial aid administrator or your state agency
# - For priority consideration, submit application by date specified.
@ - Deadline by midnight, Central Daylight Time
& - Deadline by midnight, Central Standard Time.

For more information on completing the FAFSA form: http://www.fafsa.ed.gov

Financial Aid Nights Coming to a School Near You

Free assistance for college education financial aid to be offered..
The Delaware Association of Student Financial Aid Administrators will again offer "Financial Aid Nights" a statewide program beginning in January and designed to provide college-bound students and their parents/guardians with vaulable information and free assistance in applying for financial aid. In these sessions, student and parents/guardians will learn about applying for both need-based and merit-based aid, federal, state aid as well as scholarships. Financial aid representatives will also talk about filling out FAFSA and the details of receiving aid.

Thursday, February 4th, - 5:30pm Del Tech Owens Campus, Wm Carter Partnership Ctr.302-855-1693
Monday, February 8th, - 7:00pm Middletown High School, Auditorium 302-376-4141

Help with FAFSA - Financial Aid Forms

Information specific to students and their families

Completing the FAFSA for Financial Aid

The Free Application For Federal Student Aid -FAFSA must be completed every year in order to determine if students are eligible to receive federal student financial aid. Workshops will be held all across the country throughout the spring to help students and their families to complete these forms. The following states will sponsor their College Goal Sunday Financial aid sessions on Sunday, January 31, 2010. Follow these links to get more information on the events held by each state:

Massachusets
Hawaii
Kentucky
Maryland
New Jersey

FAFSA Completion Workshops - Philadelphia, PA

FAFSA Completion Workshops
Link: School District of Philadelphia FAFSA and Scholarship Clearinghouse
Information Specific to Philadelphia, PA

All High School Seniors who are thinking about attending any secondary – post educational institutional must complete a FAFSA application. The School District of Philadelphia's Office of High School Reform and PHEAA (Pennsylvania Higher Education Assistance Agency) are offering FAFSA Completion Assistance starting January in various local high schools throughout the city. The Workshops dates are listed below:

January 12, 2010

Constitution High School

18 S. 7th St.

5:00 p.m. – 7:00 p.m.

January 19, 2010

William L. Sayre High School

5800 Walnut St.

5:00 p.m. – 7:00 p.m.

For more information about these upcoming events, please call 215-400-4130.

________________

Visit College Preparation Events often for new FAFSA Completion workshops dates and listings.

Cash for College Day Workshops

Information Specific to California

Cash for College Day Workshops

Saturday, January 30, 2010

http://www.lacashforcollege.org

Locations to be announced

The CalGrant application deadline is March 2, 2010. In order to meet that deadline, and other important financial aid submission requirements, you must complete the FREE APPLICATION FOR FEDERAL STUDENT AID, or FAFSA. For help completing this universally required financial aid form, attend one of our free workshops. A financial aid expert will provide answers to your questions and help you complete and submit the form.

Financial Aid Tips

By Edu Dreams

Its time to get ready for financial aid season starting in January 2010. If you are a high school senior and planning for college in the fall of 2010, you and your family should continue to think about how you will pay for college in the fall. Getting financial aid starts with completing the Free Application for Federal Student Aid more commonly referred to as the FAFSA. Here are a few tips to get started:
1. Learn the financial aid deadline for each college to which you will / have applied for admission. If you miss the deadlines you will not receive the financial aid that you may need.
2. Learn which forms you are required to complete. In addition to the FAFSA, some colleges and universities require other forms including the CSS Profile or their own Institutional form. Contact the college or university and find out which forms are required.
3. Parents will need to get their 2009 tax forms completed early (most tax filers submit tax forms before April 2010) . If you usually file your taxes in March or early April you should consider filing your taxes earlier in order to use the accurate tax information on the student's FAFSA and to meet the deadline.
4. Here are a few very helpful websites for more information:
www.fafsa.ed.gov - apply and get information about applying for federal student aid
www.studentaid.ed.gov - information about federal student aid
www.finaid.org - information about financial aid and scholarships

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